General Liability coverage protects you from lawsuits if someone was injured at one of your organization's activities and held you responsible. Some activities covered include skating parties, fall carnivals, bounce houses, dunking booths, fun runs, auctions, and more. Injuries resulting from transportation are not covered.
General Liability coverage also has a separate component that gives insureds access to a minimum of $5,000 in Medical Payments. This is for injuries sustained at one of your organization's activities even if no lawsuit has been filed.
Media Liability coverage is designed to protect you from liability in the event you accidentally misuse or disclose information on your website or other social media site. This includes misuse of logo, copyright, pictures, confidential information and other misrepresentations or misappropriations.
Bond coverage protects your money. It covers anyone who your organization trusts with the money whether it's a President, Treasurer, board member, volunteer, or courier. If that person embezzles (runs off) with your money, Bond coverage would replace those missing funds.
Inland Marine (Business Personal Property) coverage protects your raffle merchandise, auction items and fundraising supplies while in your possession. This coverage also protects any personal property of your organization such as popcorn machines, snow cone makers, school store supplies, emergency relief supplies, and more.
Officers Liability coverage protects the organization from lawsuits for "wrongful acts". If someone sued the officers of your organization for mismanagement, misrepresentations, dissemination of false or misleading information, or inappropriate actions this coverage would pay to defend you against those actions.
Please select the desired coverage and click Purchase Coverage below.
Media Liability, Medical Payments, or Utah Tort limits are only available in combination with
General Liability Coverage
Policies cancelled before the effective date, are subject to a $35 cancellation fee. Short term policies are subject to a minimum premium equivalent to 50% of the annual premium or $50, whichever is greater, not to exceed the total annual premium. All premium and fees paid are fully earned at inception.
Requirements of bond coverage (make sure all officers are aware of requirements):
COVERAGE IS VOID IF THESE REQUIREMENTS ARE NOT FOLLOWED.
Under the Terrorism Risk Insurance Act, you have the right to purchase coverage for losses resulting from Certified Acts of Terrorism. This option is available under General Liability and Inland Marine (Property).
I acknowledge that I have received a copy of the
NOTICE OF TERRORISM
offered under the General Liability and/or Inland Marine Property coverage. I have read it
and make the following selection regarding Terrorism coverage:
If you have any questions please feel free to contact us directly at 800-876-4044.
I agree to the terms and conditions of the policy as set forth in this application